Job Detail in India

Director - FSL(Credit Risk Division) (On site) - Morgan Stanley

Date Posted: Apr 13, 2024
Login to View Salary

Job Detail

  • Location:
    Mumbai, Maharashtra, India
  • Company:
  • Type:
    Full Time/Permanent
  • Shift:
    No
  • Career Level:
    No
  • Positions:
    No
  • Experience:
    6 Year
  • Gender:
    No Preference
  • Degree:
    Bachelors
  • Apply Before:
    May 11, 2024

Job Description

Director - FSL(Credit Risk Division)

Job Number:

3249931

POSTING DATE: Apr 12, 2024
PRIMARY LOCATION: Non-Japan Asia-India-India-Mumbai (MSA)
EDUCATION LEVEL: Bachelor's Degree
JOB: Credit Risk
EMPLOYMENT TYPE: Full Time
JOB LEVEL: Director

DESCRIPTION

Department Profile
The cornerstone of Morgan Stanley's risk management philosophy is the execution of risk-adjusted returns through prudent risk-taking that protects Morgan Stanley's capital base and franchise. Risk Management protects the Firm from exposure to losses resulting from defaults by our lending and trading counterparties.
Credit Risk Management (CRM) is the independent risk management function that evaluates and monitors credit risk transactions. The department also assigns Internal Credit Ratings; establishes and manages credit risk limits in accordance with the risk tolerance established by the Board; monitors and reports on credit risk exposures on a regular basis to the Chief Risk Officer and senior management. CRM also interacts with business units to ensure that credit risk assessments are factored into business decisions.
Background on the Position
Credit Risk Management is looking to hire a Director/AVP supporting the Firm's Structured Products Secured Lending (aka Warehouse Lending) platform. The business offers revolving credit or term facilities, highly structured, and secured by a wide range of financial assets. The team is responsible for the monitoring and review of existing loan facilities for transactions secured by residential real estate assets, business loans, corporate loans, and multiple ABS asset classes (consumer, transportation, etc.).
Fulfillment of these responsibilities involves:

Job specific functions include:
  • Manage and monitor of a portfolio of borrowers
Primary duties include:
  • Responsible for the financial and credit analysis for an assigned coverage portfolio
  • Track and monitor industry trends for assigned coverage portfolio
  • Present and discuss credit views internally on assigned coverage portfolio, including rating and regulatory classification recommendation
  • Oversee the tracking and monitoring of borrower compliance in accordance with contractual terms and Firm requirements for the assigned coverage portfolio
  • Providing senior oversight to junior team members and lead in analytic discussions with coverage officers

QUALIFICATIONS

Skills Required:
  • Superior written and verbal communication skills
  • Quantitative orientation
  • Ability to manage dynamic priorities
  • Finance and/or accounting degree preferable
  • Knowledge of the loan origination and collateralized structured lending preferred
  • Experience in at least one of the following industries required: consumer loans, corporate loans, US residential mortgages, aircraft financing, single family rental or CRE loans
  • Minimum 6 years of relevant experience
  • Experience in training and managing junior talent (at least 1-2 FTEs)
  • Masters or equivalent professional qualification (CFA, CA, CPA, etc preferred)
  • Perform ad-hoc tasks as requested by onshore teams and senior stakeholders
  • Possess strong problem identification and solution techniques
  • Good collaboration skills in a team-oriented environment
Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.

Skills Required

Job is expired

Company Overview

, India

Morgan Stanley mobilizes capital to help governments, corporations, institutions and individuals around the world achieve their financial goals. For over 85 years, the firm’s reputation for using innovative thinking to solve complex problems has been... Read More

Related Jobs

Google Map