Role/Job Title:
Valuer-Gold Loan
Function/ Department:
Gold Loan
Job Purpose:
The role entails conducting valuation and verification of gold ornaments with respect to weight, purity and detect frauds to mitigate the risk, Adhere the policy, process and other guidelines of the bank. Improve the existing process to overcome the probable risk.
Roles & Responsibilities:
Gold loan valuation using standard methods.
Perform all checks required to perform purity of the collateral with all means.
Ensure case disbursed within stipulated Turn Around Time.
Go to nearby branch for stock audit / Valuation.
Monitor delinquent cases of branch.
Take training session on gold loan valuation to the branch staff for general awareness.
Doing the clear and honest deal with intact integrity, should not be involve in any kind indirect interest in the transaction.
Helps branch in terms of Sourcing Current Account and Saving Account business.
Conducting the customer reference checks with utmost sincerity and maturity.
Taking responsibility of confidentiality of information gathered from clients, not to share any information with competition.
Taking the responsibility of company policies- not to be shared the with anybody out of office in any form.
Safeguard of company assets provided for serving job responsibilities.
Educational Qualifications:
Graduation: Any Graduate
Experience
2 to 5 years of experience in Gold valuation.